ai.financegenius/financegenius · v1.2.0 · finance-and-payments
FinanceGenius.AI is healthy: it completed an MCP handshake in 1478 ms and exposes 12 tools. It scores 63/100.
India's financial MCP — cards, loans, FDs, insurance, MFs; EMI/SIP/tax calcs; NAV lookup; RAG.
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Healthy · last checked 2026-10-14T09:00:14.080Z UTC
| Checked (UTC) | Status | Latency |
|---|---|---|
| 2026-10-14T09:00:14.080Z | ok | 1478 ms |
| health | 20.1 / 25 |
| authEase | 15 / 15 |
| toolQuality | 15 / 15 |
| maintenance | 5 / 15 |
| adoption | 0 / 10 |
| usage | 0 / 10 |
| security | 8 / 10 |
search_indian_products Search FinanceGenius.AI's catalogue of Indian financial products.
Args:
product_type: One of 'credit_card', 'loan', 'deposit', 'insurance', 'investment'.
Omit to search across all categories.
search_query: Free-text search (matches name + deget_product_details Get full details of a specific product by its slug.
Args:
product_slug: The URL-safe identifier (e.g. 'hdfc-millennia-credit-card').
Get slugs from search_indian_products.
compare_products Side-by-side compare 2-4 products of the same category.
Args:
product_slugs: List of 2-4 product slugs. All must be in the same
category (e.g. all credit cards, or all FDs).
Returns:
A markdown comparison table highlighting featurecalculate_emi Calculate EMI for a loan with year-by-year amortisation schedule.
Args:
principal: Loan amount in rupees.
annual_rate: Annual interest rate as a percentage (e.g. 10.5 for 10.5%).
tenure_months: Loan tenure in months.
Returns:
Monthly calculate_sip Calculate future value of a Systematic Investment Plan (SIP).
Args:
monthly_amount: Monthly SIP contribution in rupees.
annual_return_pct: Expected annual return (e.g. 12 for 12%).
years: Investment horizon in years.
calculate_cagr Calculate the Compound Annual Growth Rate (CAGR) of an investment.
Args:
initial_value: Initial investment in rupees.
final_value: Final value in rupees.
years: Holding period in years.
calculate_fd_maturity Calculate FD maturity amount with compounding.
Args:
deposit_amount: Principal deposit in rupees.
annual_rate: Annual interest rate as a percentage.
years: FD tenure in years (e.g. 1.5 for 18 months).
compounding: One of 'monthly', 'quarterly'calculate_indian_income_tax Compute Indian income tax for FY 2025-26 under old or new regime.
Args:
annual_income: Gross annual income in rupees.
regime: 'new' (default) or 'old'.
deductions_80c: Section 80C deductions in rupees (max ₹1,50,000, old regime only).
deductioget_mutual_fund_nav Get the latest NAV of an Indian mutual fund by AMFI scheme code.
Args:
amfi_scheme_code: AMFI scheme code (e.g. '119598' for SBI Bluechip Direct).
Find codes at mfapi.in or amfiindia.com.
Returns:
Scheme name, latest NAV, NAV daexplain_financial_concept Look up Indian financial products and terms in FinanceGenius.AI's catalogue.
Hybrid retrieval (BM25 + semantic + product database, fused with
Reciprocal Rank Fusion) over our product records. Good for questions
anchored to real products: 'which HDFC cards waive the annual fefind_best_fd Rank Indian Fixed Deposits by net-of-tax yield for a given amount + tenure.
Args:
amount: Investment amount in rupees.
years: FD tenure in years (e.g. 1.5 for 18 months).
is_senior_citizen: True to use senior-citizen rates (typically +0.5%).
tfind_best_card_for_spend Recommend Indian credit cards based on spending pattern.
Args:
monthly_spend: Total monthly card spend in rupees.
primary_category: One of 'grocery', 'fuel', 'dining', 'travel',
'online_shopping', 'utilities', 'general'.
https://github.com/financegenius-ai/Financegenius.ai · website