RightCard

ai.rightcard/mcp · v0.1.9 · finance-and-payments

RightCard is healthy: it completed an MCP handshake in 1234 ms and exposes 5 tools.

Which of your credit cards to use at any store, from verified bank data. No bank login.

Endpoint: https://mcp.rightcard.ai/mcp (streamable-http)

Repository · Website · JSON · Add to my inventory

Facts

Users (last 30 days)0
HandshakeHealthy
Auth neededNone
Tool count5
Latency1234 ms
Last checked (UTC)2026-10-15T16:20:07.763Z

Health history

Checked (UTC)StatusLatencyError
2026-10-15T16:20:07.763ZHealthy1234
2026-10-14T12:15:38.246ZHealthy1065

Tools (5)

best_cardWhich of the given cards earns the most at a store (merchant) or for a spend category, today. Returns the card, the honest rate, why, and caveats (merchant-code traps, activation, ties). Base rates + rotating bonuses + built-in card benefits only; a user's personal bank offers live on their phone an
lookup_merchantThe store's reward category as RightCard's directory files it, its merchant type, and the merchant-code caveat when a category bonus usually will not post there (superstores like Walmart/Target, warehouse clubs like Costco/Sam's). Same ranking the app uses.
search_cardsSearch RightCard's catalog by card or issuer name to get the ids to pass into best_card. Verified cards first; unverified cards are flagged, never hidden.
cardEverything RightCard knows about one card: rates by category, base rate, currency, annual fee, verification status, live rotating windows, and the choose-your-category spec if it has one.
rotating_calendarLive and upcoming rotating-category windows (Freedom Flex, Discover it, Citi Dividend…) and permanent merchant benefits, from the same verified data as the app. Optionally filter by card id.