Points or Cash

app.pointsorcash/points-or-cash · v1.1.0 · other

Points or Cash is healthy: it completed an MCP handshake in 2502 ms and exposes 5 tools.

Use points or pay cash? Cents-per-point verdicts, transfer partners, award prices, lounges.

Endpoint: https://pointsorcash.app/mcp (streamable-http)

No repository listed · Website · JSON · Add to my inventory

Facts

Users (last 30 days)0
HandshakeHealthy
Auth neededNone
Tool count5
Latency2502 ms
Last checked (UTC)2026-11-03T20:25:27.331Z

Health history

Checked (UTC)StatusLatencyError
2026-11-03T20:25:27.331ZHealthy2502

Tools (5)

transfer_optionsWhich of the traveler's bank points can become miles/points in a target loyalty program, at what ratio, and how many they would end up with. Based on a researched transfer-partner table (has an as_of date; ratios change and transfer bonuses are not included). Pass the traveler's balances.
award_chartTypical saver award prices (one-way) by program, market and cabin from a researched table, plus known sweet spots. Use when live award search is unavailable, to shortlist programs, or to judge whether a live price is good. Prices are estimates with an as_of date; dynamic programs vary.
points_valueExact cents-per-point for an award vs the cash fare, in the trip currency: (cash − award fees − what paying cash would earn) ÷ points × 100. When the award is paid by transferring bank points, pass bank + program: it applies the traveler's transfer ratio (e.g. Belgian Amex to Flying Blue is 2:1) and
cashback_cardsEarn rates for crypto-cashback and flat-cashback cards (Coinbase One Card, Gemini, Crypto.com, Fold, Robinhood Gold, Citi Double Cash, Wells Fargo Active Cash and more): rate on airfare, hotels, travel portals and everything else, fees, caps and how rewards pay out. Use when the traveler pays cash w
loungesAirport lounges for a journey: the lounges at each airport (origin, connections, destination) and which ones the traveler can use with their cards, plus access rules by ticket and status (business class, oneworld/Star Alliance/SkyTeam elite). Covers 214 airports, including Brussels and the main Euro