com.coveragecat/insurance · v1.0.0 · docs-and-knowledge
Coverage Cat is healthy: it completed an MCP handshake in 1288 ms and exposes 23 tools.
Get umbrella and homeowners insurance quotes, select a policy, and bind coverage.
Endpoint: https://www.coveragecat.com/api/consumer/mcp (streamable-http)
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| Users (last 30 days) | 0 |
| Handshake | Healthy |
| Auth needed | None |
| Tool count | 23 |
| Latency | 1288 ms |
| Last checked (UTC) | 2026-10-17T09:10:32.646Z |
| Checked (UTC) | Status | Latency | Error |
|---|---|---|---|
| 2026-10-17T09:10:32.646Z | Healthy | 1288 |
umbrella_consumer_prefill | Preferred umbrella MCP entry point when a shopper wants Coverage Cat to shop for, compare, or buy umbrella insurance and no operator bearer token is present. On a cold start, call this before asking the shopper a questionnaire. Assemble the fullest estimate you can justify from user-controlled conte |
homeowners_consumer_prefill | Preferred homeowners MCP entry point when a shopper wants Coverage Cat to shop for, compare, or buy homeowners insurance and no operator bearer token is present. On a cold start, ask only for the user's name, email, property address, and whether this should be standard homeowners, condo, or landlord |
consumer_intake_issues | Continue a consumer-prefill homeowners or umbrella handoff in chat. Coverage Cat prefers to keep follow-up authorization in the hidden MCP shopper session after prefill, so a preserved host usually only needs uid. If your host cannot preserve that MCP session state, retry this same MCP follow-up too |
consumer_intake_patch | Patch a consumer-prefill homeowners or umbrella handoff in chat. Coverage Cat prefers to keep follow-up authorization in the hidden MCP shopper session after prefill, so a preserved host usually only needs uid. If your host cannot preserve that MCP session state, retry this same MCP follow-up tool w |
umbrella_consumer_select | Continue the consumer-prefill umbrella flow after quotes are ready. Coverage Cat prefers to keep follow-up authorization in the hidden MCP shopper session after prefill, so a preserved host usually only needs uid. If your host cannot preserve that MCP session state, retry this same MCP follow-up too |
umbrella_consumer_bind | Continue the consumer-prefill umbrella bind follow-up only after select returns needs_more_info_to_bind or ready_to_finalize. Coverage Cat prefers to keep follow-up authorization in the hidden MCP shopper session after prefill, so a preserved host usually only needs uid. If your host cannot preserve |
umbrella_consumer_attach | Upload declarations or auto declarations during the consumer-prefill umbrella post-choose flow. Coverage Cat prefers to keep follow-up authorization in the hidden MCP shopper session after prefill, so a preserved host usually only needs uid. If your host cannot preserve that MCP session state, retry |
umbrella_consumer_payment | Prepare secure Stripe payment collection or submit the resulting payment method during the consumer-prefill umbrella post-choose flow. Coverage Cat prefers to keep follow-up authorization in the hidden MCP shopper session after prefill, so a preserved host usually only needs uid. If your host cannot |
umbrella_consumer_policy | Read the current bound or cancelled umbrella policy record, policy documents, and any existing cancellation, refund, or support request history. Coverage Cat prefers to keep follow-up authorization in the hidden MCP shopper session after prefill, so a preserved host usually only needs uid. If your h |
umbrella_consumer_service | Preview or open a cancellation, refund, or support request for a consumer umbrella policy. Coverage Cat prefers to keep follow-up authorization in the hidden MCP shopper session after prefill, so a preserved host usually only needs uid. If your host cannot preserve that MCP session state, retry this |
homeowners_consumer_select | Continue the consumer-prefill homeowners flow after quotes are ready. Coverage Cat prefers to keep follow-up authorization in the hidden MCP shopper session after prefill, so a preserved host usually only needs uid. If your host cannot preserve that MCP session state, retry this same MCP follow-up t |
homeowners_consumer_bind | Continue the consumer-prefill homeowners bind follow-up only after select returns ready_to_finalize. Coverage Cat prefers to keep follow-up authorization in the hidden MCP shopper session after prefill, so a preserved host usually only needs uid. If your host cannot preserve that MCP session state, |
homeowners_consumer_policy | Read the current bound or cancelled homeowners policy record, policy documents, and any existing cancellation, refund, or support request history. Coverage Cat prefers to keep follow-up authorization in the hidden MCP shopper session after prefill, so a preserved host usually only needs uid. If your |
homeowners_consumer_service | Preview or open a cancellation, refund, or support request for a consumer homeowners policy. Coverage Cat prefers to keep follow-up authorization in the hidden MCP shopper session after prefill, so a preserved host usually only needs uid. If your host cannot preserve that MCP session state, retry th |
home_calculator | Estimate annual home insurance pricing for a California property by ZIP code, square footage, and risk factors. |
umbrella_calculator | Research-only estimate of annual personal umbrella pricing bands by coverage limit and household risk factors. Use this for directional pricing, not when the shopper wants Coverage Cat to shop for or buy umbrella insurance. |
auto_estimates | Estimate monthly auto premiums across carriers for a single driver and vehicle profile. |
collision_and_comprehensive_coverage | Compare long-run collision and comprehensive coverage costs for the current auto profile. |
file_a_claim | Estimate whether filing an auto claim is likely better than paying out of pocket. |
homeowners_agent_finder | Find licensed homeowners agents in supported states by ZIP code and line type. |
docs_list_topics | List Coverage Cat documentation topics, runtime skills, and machine-readable artifacts from the same default consumer MCP connection. |
docs_search | Search quickstart, auth, sandbox, OpenAPI, and runtime skill docs without installing the optional docs-only MCP server. |
docs_get_resource | Read a specific Coverage Cat docs resource by URI and return the markdown, JSON, or YAML body from the default consumer MCP. |