Penny Rounding

com.gumballtools/penny-rounding · v0.1.0 · finance-and-payments

Penny Rounding is healthy: it completed an MCP handshake in 959 ms and exposes 3 tools.

Round cash totals to the nearest nickel correctly — after tax, on the total, cash only.

Endpoint: https://penny-rounding.gumballtools.com/api/mcp (streamable-http)

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Facts

Users (last 30 days)0
HandshakeHealthy
Auth neededNone
Tool count3
Latency959 ms
Last checked (UTC)2026-10-15T21:25:14.035Z

Health history

Checked (UTC)StatusLatencyError
2026-10-15T21:25:14.035ZHealthy959
2026-10-14T19:45:46.139ZHealthy5565

Tools (3)

round_cash_totalSettle a transaction under post-penny cash rounding: exact subtotal, tax on the exact subtotal, then round the final total to the nearest nickel — and only for cash. Use this for any "what does X round to" or "what do I owe in cash" question. Four things are wrong in most explanations of this, and
rounding_impactCompute what cash rounding is actually worth across a list of prices: mean delta per transaction, the up/down/unchanged split, and a per-thousand figure. Use this whenever someone asks whether rounding costs or earns money — a very common question and one usually answered with a guess. Do not guess
price_bandFor a list price and a tax rate, find every nearby list price that settles to the SAME cash total, and the highest one. Use this for "what price should I charge" and "can I price to gain from rounding" questions. There is exactly one free move here and it is easy to get backwards, so do not reason