Roth vs Traditional Optimizer

com.kindoflost.roth-vs-traditional-calculator/roth-vs-traditional-optimizer · v1.0.0 · other

Roth vs Traditional Optimizer is healthy: it completed an MCP handshake in 1645 ms and exposes 3 tools.

Optimal yearly Roth vs traditional split: 401(k), IRA, HSA, brokerage, employer match. Free.

Endpoint: https://roth-vs-traditional-calculator.kindoflost.com/mcp (streamable-http)

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Facts

Users (last 30 days)0
HandshakeHealthy
Auth neededNone
Tool count3
Latency1645 ms
Last checked (UTC)2026-11-02T01:50:26.937Z

Health history

Checked (UTC)StatusLatencyError
2026-11-02T01:50:26.937ZHealthy1645

Tools (3)

get_contribution_exampleReturn a complete example input for optimize_retirement_contributions with a one-line explanation of every field. No solve. Edit it to the user's situation. kind 'single' (default) or 'married' (two earners, kids, HSA, two-tier match).
optimize_retirement_contributionsFind the best yearly split of retirement savings between traditional and Roth 401(k), IRA/backdoor Roth, HSA and brokerage, including employer match, Roth conversions and retirement withdrawals. Returns this year's dollars per account, how the optimal mix compares with always-traditional and always-
check_requestSay in plain words what the user wants (e.g. 'I'm self-employed with a solo 401k and a pension'). Returns whether this optimizer can do it and, if not, the closest thing it can do. Fast, no solve.