com.optimayield/bank-tools · v1.1.0 · finance-and-payments
OptimaYield free bank-treasury tools is healthy: it completed an MCP handshake in 2344 ms and exposes 7 tools.
Look up US banks and run rate-shock, margin, maturity-wall and reserve calculators. Free, no key.
Endpoint: https://www.optimayield.com/api/mcp (streamable-http)
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| Users (last 30 days) | 0 |
| Handshake | Healthy |
| Auth needed | None |
| Tool count | 7 |
| Latency | 2344 ms |
| Last checked (UTC) | 2026-11-05T08:55:45.893Z |
| Checked (UTC) | Status | Latency | Error |
|---|---|---|---|
| 2026-11-05T08:55:45.893Z | Healthy | 2344 |
search_banks | Look up a US bank by name (legal or common, e.g. "Chase", "state street") and return its FDIC certificate number, city, state and total assets. Use this first: every other tool needs the certificate. Optionally narrow by two-letter state. |
get_bank_profile | Headline profile for one bank from its latest Call Report data: identity, total assets, deposits, loans, ROA, ROE, net interest margin, capital, liquidity and credit ratios, with the reporting period and source. Units are stated on every value. |
nim_rate_shock | Estimate how a Fed funds move changes a bank's loan yield, deposit cost, and net interest income, using its own filed pass-through history. Free; computed from FFIEC filings; results state whether each number is filed, derived, or assumed. |
margin_capture | Compare a bank's loan beta with its deposit beta and rank the spread against its asset-band peers, from FFIEC filings. Free; computed from FFIEC filings; results state whether each number is filed, derived, or assumed. |
maturity_wall_refinancing | Measure time deposits maturing or repricing within a year, then test explicit renewal and replacement assumptions against tier-specific costs. Free; computed from FFIEC filings; results state whether each number is filed, derived, or assumed. |
deposit_pricing_decision | Price holding, matching, or beating the market rate on a bank's deposits: annual cost, balances at risk, breakeven retention, and sensitivity. Free; computed from FFIEC filings; results state whether each number is filed, derived, or assumed. |
loss_reserve_scenario | Stress a bank's net charge-offs: provision needed to hold its allowance ratio and the after-tax hit to CET1 or leverage capital, with peers. Free; computed from FFIEC filings; results state whether each number is filed, derived, or assumed. |