com.ratesonar/rates · v0.1.0 · finance-and-payments
RateSonar is healthy: it completed an MCP handshake in 1058 ms and exposes 11 tools.
Current and past Australian bank rates: home loans, savings and term deposits, with lender and date.
Endpoint: https://api.ratesonar.com/mcp (streamable-http)
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| Users (last 30 days) | 0 |
| Handshake | Healthy |
| Auth needed | None |
| Tool count | 11 |
| Latency | 1058 ms |
| Last checked (UTC) | 2026-10-31T07:20:22.401Z |
| Checked (UTC) | Status | Latency | Error |
|---|---|---|---|
| 2026-10-31T07:20:22.401Z | Healthy | 1058 |
find_products | Find current products by lender and words in the product name, e.g. institution "CBA" and query "standard variable". Returns institution_id and product_id for each match, with category, rate and observed_date. A product is the pair (institution_id, product_id): pass both to rate_history or rate_deta |
compare_rates | Current comparison across institutions for a product category (home_loan | savings | term_deposit | credit_card | personal_loan | car_loan | business_loan): each product at its own most recent observation (observedDate tells you how fresh). Home loans can be filtered by loanPurpose/repaymentType/rat |
rate_history | Advertised rate history for one product (institutionId and productId). Returns each recorded rate, comparison rate and fees between two dates, with the date each was recorded. RateSonar's record starts 2026-06-12. Pass grid:true to also get `grid`, one point per day: status 'observed' on a recorded |
rate_details | Exact CDR product-reference detail for one institution and product: every published lending or deposit rate entry and tier, with fees, features, eligibility, constraints, source quality flags, the date the version was recorded and the lender's own links. asOf returns the version current on that date |
rate_changes | Recent change-events, newest first: a rate moved, a product was added, or a product was withdrawn. Each event has the lender, the product's name and category, and field-level deltas (e.g. rate [6.09, 5.89], bps -20). Filter by institutionId, category, kind and direction. Returns `limit` events (defa |
list_series | Every standard series slug the series tool accepts, with its label, kind (level or spread) and unit (% or bps). Call this before series when you do not know the slug. |
series | Standardized rate series: named LEVEL series (hl.var.oo.pi = headline variable home loan; sav.max; td.12m; biz.loan.var; cash = RBA cash rate…) and SPREAD series in bps (spread.hl.var-cash = lending pass-through; spread.hl.var-sav.max = the margin; spread.hl.var-hl.fix.36m = variable vs 3yr fixed…), |
bank_position | Selected bank deposit and loan contracts against matching peer brands, own recorded history, RBA cash and dated funding disclosures. Pass an institutionId and product cohort. No claims about private ALM, intent or margins. |
bank_analysis | An evidence-checked AI reading of bank_position. Supports savings or term deposits against variable/fixed home loans, card purchase rates, personal, car or business loans. Returns cited claims, inference labels and dated records; partial readings name withheld sections; unavailable or rejected AI le |
yield_curve | RBA curve nodes for an exact date or the latest publication: cash and bond yields as published, and the RBA's fitted zero, forward and discount curves (each point says whether it is observed or derived), with optional exact comparison date, instrument details, source digest and convention. Eight dis |
curve_pipeline_status | Validation, freshness, missing families, source hashes and last-good fallback status of the automated curve pipeline. An unhealthy response is evidence of a pipeline problem, not bank risk. |