com.ratezip/rates · v1.0.0 · finance-and-payments
RateZip Bank Deposit and Mortgage Rates is healthy: it completed an MCP handshake in 1631 ms and exposes 5 tools. It scores 59/100.
Live US savings, CD, mortgage & HELOC rates with source + timestamp on every figure.
Endpoint: https://mcp.ratezip.com/mcp (streamable-http)
No repository listed · Website · JSON · Add to my inventory
| health | 19.5 / 25 |
| authEase | 15 / 15 |
| toolQuality | 15 / 15 |
| maintenance | 5 / 15 |
| adoption | 0 / 10 |
| usage | 0 / 10 |
| security | 5 / 10 |
Scoring v0.3, computed 2026-10-15T02:36:03.164Z.
| Checked (UTC) | Status | Latency | Error |
|---|---|---|---|
| 2026-10-14T21:25:43.188Z | Healthy | 1631 |
compare_deposit_options | Compare observed US savings and CD APYs for a balance, holding period, state, monthly-fee and direct-deposit requirements. Returns sourced facts, unknown/conflicting terms and conditional gross-interest illustrations. Unknown terms never count as a match. No eligibility decision, personalized offer, |
get_savings_rates | Current savings APYs: FDIC national average plus rates RateZip observed on institutions' own published rate pages. Every row carries an observation timestamp, source, and staleness status. Optional balance/state/credit_score personalize the results transparently (balance resolves the applicable tier |
get_cd_rates | Current CD APYs: FDIC national averages by term plus RateZip-observed institution rates (with terms, minimums/conditions, observation timestamps, sources, and staleness status). Pass term_months (e.g. 3, 6, 12, 24, 36, 60) to filter to one term; omit for all terms grouped by term. Factual comparison |
get_mortgage_rates | Current mortgage rates grouped by loan type: rates RateZip observed on lenders' own published rate pages, each with note rate, APR, representative-scenario conditions, observation timestamp, source, and staleness status. No third-party national-average benchmark is redistributed. Loan types include |
calculate_deposit_earnings_difference | Illustrative annualized earnings difference between two savings APYs for a given balance and horizon. Defaults: current = FDIC national average savings rate, comparison = highest RateZip-observed savings APY. States every omission (taxes, penalties, rate changes, tiers, availability). Not financial |