help.studentloan/studentloan-help · v1.2026.1101.1 · finance-and-payments
StudentLoan.help: federal repayment plan calculator is healthy: it completed an MCP handshake in 1231 ms and exposes 3 tools.
Federal student loan repayment estimates: RAP, IBR, Standard, Tiered Standard, PSLF, refinance.
Endpoint: https://studentloan.help/mcp (streamable-http)
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| Users (last 30 days) | 0 |
| Handshake | Healthy |
| Auth needed | None |
| Tool count | 3 |
| Latency | 1231 ms |
| Last checked (UTC) | 2026-11-02T01:50:31.471Z |
| Checked (UTC) | Status | Latency | Error |
|---|---|---|---|
| 2026-11-02T01:50:31.471Z | Healthy | 1231 |
compare_repayment_plans | Estimates each federal repayment plan on the borrower's own numbers (RAP, IBR, 10-year Standard, Tiered Standard under the 2026 rules): first monthly payment, total paid, years to payoff or forgiveness, amount forgiven, which plans are open given loan dates, the cheapest plan, PSLF timing for govern |
compare_refinance_offer | Given an APR and term a lender has offered, returns the refinanced monthly payment and total, compares it with the cheapest federal plan (or with PSLF, which refinancing would end), and lists the federal protections lost. Same math as the studentloan.help calculator. It shows no lender rates of its |
get_plan_rules | The published rules behind each federal student loan plan as studentloan.help states them: RAP, IBR, Standard, Tiered Standard, PSLF, Parent PLUS, the end of SAVE and the 2026 poverty guidelines. Returns the formulas, dates and limits with the statute or regulation and a page link. Omit topic for th |