Open Financial Mortgages

io.github.clara-finance/open-financial-mortgage-options · v1.0.0 · finance-and-payments

Open Financial Mortgages is healthy: it completed an MCP handshake in 1094 ms and exposes 5 tools.

Ontario, Canada mortgage options, published lender rates and a link to a licensed broker.

Endpoint: https://mcp.openfinancial.ca/mcp/open (streamable-http)

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Facts

Users (last 30 days)0
HandshakeHealthy
Auth neededNone
Tool count5
Latency1094 ms
Last checked (UTC)2026-10-29T12:55:31.869Z

Health history

Checked (UTC)StatusLatencyError
2026-10-29T12:55:31.869ZHealthy1094

Tools (5)

analyze_mortgage_scenarioPreliminary analysis of a mortgage, refinancing, home-equity or debt-consolidation scenario: estimated equity, current and proposed combined loan-to-value, missing information and broad, unranked financing categories. Useful as a first look at someone's situation. Works from approximate values the u
get_financing_optionsThe same preliminary analysis, for when someone wants to know which broad kinds of financing they could explore. Categories are unranked and are not lender offers. Works from approximate values the user gives for an Ontario residential property; Clara calculates the result in process and takes no co
estimate_home_equityThe same preliminary analysis, for when someone wants to know their estimated home equity and combined loan-to-value. Works from approximate values the user gives for an Ontario residential property; Clara calculates the result in process and takes no contact details or documents. Results include th
search_published_mortgage_ratesSearches the Ontario mortgage rates lenders have published, as recorded by Open Mortgage Rates, using filters such as mortgageType, term, position, minimumLtv, purpose or a lender keyword; with no filter it asks what to search for instead of listing every record. Returns each lender's own rate wordi
get_open_financial_broker_helpReturns the link to Open Financial's own intake form and its contact details, for when the user asks for help from a broker or licensed mortgage professional. It collects and sends nothing: the user enters their own details on openfinancial.ca.