io.github.lunarpenguin214/allclear-lending · v0.1.0 · productivity
AllClear Lending is healthy: it completed an MCP handshake in 3853 ms and exposes 8 tools.
US lenders by industry and state, state brokering rules, and the next-best option after a decline.
Endpoint: https://fundingos.consultincllc.workers.dev/mcp (streamable-http)
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| Users (last 30 days) | 0 |
| Handshake | Healthy |
| Auth needed | None |
| Tool count | 8 |
| Latency | 3853 ms |
| Last checked (UTC) | 2026-11-04T14:40:47.623Z |
| Checked (UTC) | Status | Latency | Error |
|---|---|---|---|
| 2026-11-04T14:40:47.623Z | Healthy | 3853 |
find_lenders | Named lenders and programs for an industry, optionally filtered by state and product and ranked cheapest-suitable first for the bands given. Returns institution, program, products, geography, broker path, submission channel and the source URL. Not an offer; lenders decide. |
lender_program | The full public record for a program id returned by find_lenders, or every program of one institution by name. |
industry_overview | For one industry: ease tier (A–D), products that fit, lenders that serve or restrict it, SBA eligibility, specialty programs, the best first route, the dignity fallback when everything declines, and research white space. |
estimate_match | Lane PC (investor property) or BC (business capital). Returns program TYPES with plain descriptions and typical ranges from categorical answers plus optional rounded figures. An estimated match, never an offer. PC answers: deal (purchase|refinance|purchase_rehab), occupancy (investment|owner), owner |
state_rules | What a broker needs in a state, by lane (investor real estate, consumer, working capital, SBA, cards): status, the rule, the gate, open counsel questions and sources. Researched: NY, CT, NJ, PA, MA, FL; other states return the general notes. Research notes, not legal advice. |
next_best_option | The decline-with-dignity waterfall: given why a business was declined (and optional profile bands), the next rungs to try, cheapest for the owner first, down to free nonprofit credit counseling. Never a dead end. |
report_outcome | Add one submission outcome to the shared outcome graph: which lender, what kind of file (bands), and the decision. No names, amounts or identifiers. Reporting unlocks lender_stats for the cells you report into (give-to-get). Pass the same reporter_key (or X-AllClear-Key header) each time. |
lender_stats | Approval rate, funded rate and median days to decision per lender, from reported outcomes, by program, institution, industry or state. A cell is shown only with 5 or more outcomes, or when you reported into it. Counts of decisions, not predictions. |