KeyReady — Australian home loan readiness

io.github.silas-dsc/keyready · v1.0.0 · finance-and-payments

KeyReady — Australian home loan readiness is healthy: it completed an MCP handshake in 1039 ms and exposes 5 tools.

Australian home loan readiness: ~90 lenders' rules, stamp duty, grants, 5% Deposit Scheme, rates

Endpoint: https://mcp.keyready.au/mcp (streamable-http)

Facts

Checked (UTC)	Status	Latency	Error
2026-10-28T00:25:12.663Z	Healthy	1039

`assess_home_loan_readiness`	Check a borrower’s situation against each Australian lender’s published rules. Returns how many lenders it fits, borrowing power, LVR, stamp duty, grants, 5% Deposit Scheme eligibility, profession LMI waivers, the fastest fixes and a link to the full interactive report.
`calculate_stamp_duty`	Exact 2026–27 transfer (stamp) duty for any Australian state or territory, including first home buyer concessions, owner-occupier rates, the First Home Owner Grant and foreign purchaser surcharge.
`check_5_percent_deposit_scheme`	Check eligibility for the Australian Government 5% Deposit Scheme (First Home Guarantee) or Family Home Guarantee (single parents, 2% deposit), including the property price cap for the area.
`list_lender_rates`	Live variable principal-and-interest home loan rates, each with its comparison rate, at a given LVR from lenders’ Open Banking product data (as of 2026-10-27). Lender names are masked. Always show the comparison rate beside each rate, with the warning returned.
`refer_to_broker`	Send the user’s situation and readiness report to Goodlend Mortgage Brokers, a licensed mortgage broker, who will contact them. ONLY call this after you have shown the user this disclosure and they have explicitly agreed in this conversation: This site is run by Goodlend Mortgage Brokers (Gariwed Fa