io.github.SirCharan/homes-loan-calculator · v1.0.0 · finance-and-payments
io.github.SirCharan/homes-loan-calculator is healthy: it completed an MCP handshake in 1057 ms and exposes 6 tools.
Home loan EMI, affordability, balance transfer, down payment, rent vs buy calculators.
Endpoint: https://homesloancalculator.in/mcp (streamable-http)
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| Users (last 30 days) | 0 |
| Handshake | Healthy |
| Auth needed | None |
| Tool count | 6 |
| Latency | 1057 ms |
| Last checked (UTC) | 2026-10-30T13:10:28.230Z |
| Checked (UTC) | Status | Latency | Error |
|---|---|---|---|
| 2026-10-30T13:10:28.230Z | Healthy | 1057 |
emi | Takes a loan amount, annual rate and tenure, plus optional prepayments or a rate change, and returns the monthly EMI, total interest and year-by-year schedule for an Indian home loan. Example input: {"principal":5000000,"annualRate":8.5,"years":20} |
sensitivity | Takes a loan amount, annual rate and tenure and returns how the EMI and total interest change when the rate moves up or down by small steps. Example input: {"principal":5000000,"annualRate":8.5,"years":20} |
eligibility | Takes net monthly income, existing EMIs, annual rate and tenure and returns the maximum EMI and home loan amount a borrower qualifies for. Example input: {"netMonthlyIncome":150000,"existingEmis":10000,"annualRate":8.5,"years":20} |
rentVsBuy | Takes rent, price, down payment, loan terms and growth assumptions and returns the year-by-year net worth of buying against renting, with the break-even year. Example input: {"rent":30000,"rentGrowth":5,"price":8000000,"downPayment":1600000,"annualRate":8.5,"months":240,"appreciation":5,"investRetur |
balanceTransfer | Takes the outstanding balance, months left, current and new rates and a fee and returns both EMIs, the net saving and the break-even months of a balance transfer. Example input: {"outstanding":4000000,"remainingMonths":180,"currentRate":9.25,"newRate":8.4,"processingFee":20000} |
downPayment | Takes a property price and returns the loan-to-value ratio, maximum loan, minimum down payment and approximate stamp duty plus registration. Example input: {"price":7500000} |