io.github.sjgiewont/if-the-card-fits

io.github.sjgiewont/if-the-card-fits · v1.0.0 · location-and-travel

io.github.sjgiewont/if-the-card-fits is healthy: it completed an MCP handshake in 1026 ms and exposes 4 tools.

Which credit cards a household should carry, simulated over 5 years on weekly-verified terms.

Endpoint: https://ifthecardfits.com/mcp (streamable-http)

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Facts

Users (last 30 days)0
HandshakeHealthy
Auth neededNone
Tool count4
Latency1026 ms
Last checked (UTC)2026-10-27T12:15:25.560Z

Health history

Checked (UTC)StatusLatencyError
2026-10-27T12:15:25.560ZHealthy1026

Tools (4)

spending_categoriesThe 19 categories this API scores spending against. Call this first and map the person's statement onto these ids before calling simulate_cards.
simulate_cardsGiven a year of spending by category, returns the three best credit cards and the best two-card combination, with what each is worth after its annual fee over the chosen horizon. Figures come from a model checked to the cent against an independent reference calculator, against card terms a person ve
keep_or_cancelFor cards the person already carries, says whether each one still earns its annual fee back on their spending, and what to move to if not. Pass the cards as `held`. Returns a verdict and a rounded yearly margin.
compare_twoTwo named cards head to head on the person's own spending: which one pays more, and by how much a year. Use this when they are choosing between two specific cards. For 'what should I get', use simulate_cards instead.