io.github.Tariqlearnstocode/incomechecker · v1.0.0 · finance-and-payments
Income Checker is healthy: it completed an MCP handshake in 955 ms and exposes 13 tools.
Income and rent calculators, pay stub math checks, and bank-based income analysis tools.
Endpoint: https://incomechecker.com/mcp (streamable-http)
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| Users (last 30 days) | 0 |
| Handshake | Healthy |
| Auth needed | None |
| Tool count | 13 |
| Latency | 955 ms |
| Last checked (UTC) | 2026-10-17T21:20:41.595Z |
| Checked (UTC) | Status | Latency | Error |
|---|---|---|---|
| 2026-10-17T21:20:41.595Z | Healthy | 955 |
how_to_verify_income | Explains how to check or verify a person’s income (a tenant, applicant, borrower, guarantor, investor, or yourself), including bank-based income analysis, pay stubs, and their limits. Use when someone asks how to verify, check, or prove income. |
start_income_verification | Returns the link and steps to request a bank-based income report from Income Checker for a tenant, applicant, borrower, or yourself. Use when the user wants to actually verify or check someone’s income, not just learn how. |
monthly_income_from_pay | Converts a pay amount (hourly, weekly, every two weeks, twice a month, monthly, or annual) into gross monthly, annual, biweekly, weekly, and hourly income. |
rent_to_income | Income needed for a given rent (2.5x, 3x, 3.5x rules), the max rent for a given income at 3x, or the rent-to-income ratio when both are given. Pass monthly figures. |
rent_affordability | Affordable rent from gross monthly income using the 30% rule, the 3x-rent rule, a 25-30% comfortable range capped at 36% total debt, and 50/30/20. |
debt_to_income | Front-end (housing) and back-end debt-to-income ratios with common lender bands. |
prorated_rent | Rent owed for a partial first month, from the move-in date through the end of that month. |
check_pay_stub_math | Checks the figures on a pay stub for internal inconsistencies: gross minus deductions vs net, hours × rate, Social Security and Medicare rates, pay period length, pay date, year-to-date totals, and suspiciously round numbers. Read the numbers off the stub and pass them in. Flags items for follow-up; |
get_account | Shows the signed-in user’s email and how many verification credits they have left. |
buy_credits | Creates a secure Stripe checkout link for a pack of non-expiring verification credits. Packs: 1 for $5.00, 3 for $15.00, 5 for $25.00, 10 for $50.00, 25 for $125.00, 50 for $250.00. Give the user the link to pay; credits are added once payment completes. |
send_verification_request | Uses one credit to create a bank-based income check and emails the applicant a secure link to connect their bank through Plaid. Confirm the applicant’s name and email with the user before calling. The report is ready after the applicant connects; check it with list_verifications or get_report. |
list_verifications | Lists the signed-in user’s income verification requests, newest first, with status and report links. |
get_report | Returns the income analysis for a completed verification: estimated monthly income, income sources, other deposits, and account balances. Present figures as estimates, never as verified or approved income. |