Car Loan Interest Deduction Calculator

io.github.theluckystrike/car-loan-interest-deduction-calculator-mcp · v1.0.0 · finance-and-payments

Car Loan Interest Deduction Calculator is healthy: it completed an MCP handshake in 1194 ms and exposes 4 tools.

2025-2028 car loan interest deduction, SALT cap, child tax credit and 2026 tax brackets (IRS).

Endpoint: https://car-loan-interest-deduction-calculator-mcp.lipmichal.workers.dev/mcp (streamable-http)

Repository · Website · JSON · Add to my inventory

Facts

Users (last 30 days)0
HandshakeHealthy
Auth neededNone
Tool count4
Latency1194 ms
Last checked (UTC)2026-11-02T07:55:36.720Z

Health history

Checked (UTC)StatusLatencyError
2026-11-02T07:55:36.720ZHealthy1194

Tools (4)

calculate_car_loan_interest_deductionCalculates the 2025-2028 federal deduction for car loan interest created by the One Big Beautiful Bill Act (P.L. 119-21, IRC 163(h)(4)) the way IRS Schedule 1-A Part IV does: up to $10,000 of qualified passenger vehicle loan interest, then $200 off for each $1,000 or part of $1,000 of MAGI over $100
calculate_salt_deductionCalculates the deductible state and local tax (SALT) on Schedule A under the One Big Beautiful Bill Act cap (IRC 164(b)(6)-(7)): $40,000 for 2025 and $40,400 for 2026 ($20,000 / $20,200 married filing separately), rising 1% a year through 2029, reduced by 30% of MAGI over $500,000 (2025) or $505,000
get_tax_brackets_and_standard_deductionReturns the official 2025 and 2026 federal income tax brackets and standard deductions after the One Big Beautiful Bill Act: 2026 standard deduction $16,100 single, $32,200 joint, $24,150 head of household (Rev. Proc. 2025-32), 2025 $15,750 / $31,500 / $23,625, plus the additional amount for age 65
calculate_child_tax_creditCalculates the child tax credit as Schedule 8812 does after the One Big Beautiful Bill Act: $2,200 per qualifying child under 17 for 2025 and 2026, $500 per other dependent, reduced by 5% of MAGI over $400,000 joint / $200,000 others (excess rounded up to the next $1,000), limited by tax liability,