Retirement Contribution Limits 2027

io.github.theluckystrike/retirement-contribution-limits-2027-mcp · v1.0.0 · security

Retirement Contribution Limits 2027 is healthy: it completed an MCP handshake in 485 ms and exposes 4 tools.

401(k), IRA, HSA limits, age 60-63 catch-up, Roth catch-up rule, Social Security COLA, 2025-2027.

Endpoint: https://retirement-contribution-limits-2027-mcp.lipmichal.workers.dev/mcp (streamable-http)

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Facts

Users (last 30 days)0
HandshakeHealthy
Auth neededNone
Tool count4
Latency485 ms
Last checked (UTC)2026-11-02T07:55:36.749Z

Health history

Checked (UTC)StatusLatencyError
2026-11-02T07:55:36.749ZHealthy485

Tools (4)

get_contribution_limitsReturns official IRS contribution limits for 2025, 2026 and 2027: 401(k)/403(b)/TSP and 457(b) elective deferral ($24,500 for 2026), age 50+ catch-up ($8,000 for 2026), the SECURE 2.0 age 60-63 super catch-up ($11,250), IRA limit and catch-up ($7,500 + $1,100 for 2026), SIMPLE limits, 415(c) total (
calculate_max_contributionCalculates the most a person can contribute for a year given age (on Dec. 31), plans held (401k, 403b, 457b, tsp, simple, ira, hsa_self, hsa_family) and optional wages. Applies the age 50+ catch-up, the SECURE 2.0 age 60-63 super catch-up (eligible only if age 60, 61, 62 or 63 at year end; 64 drops
get_social_security_colaReturns the Social Security cost-of-living adjustment and related figures from SSA's official annual notice in the Federal Register: 2027 COLA 3.6% (announced October 2026), 2027 taxable maximum (wage base) $192,300, retirement earnings test limits ($25,560 under full retirement age, $67,920 in the
compare_yearsShows each retirement, IRA, HSA and Social Security figure for two years side by side with the dollar and percent change: 401(k) deferral, catch-ups, 415(c), compensation limit, HCE threshold, SIMPLE, IRA, Roth catch-up threshold, HSA, wage base, earnings test and COLA. Items the IRS has not yet pub