loan.hudmultifamily/hudmultifamily-loan · v1.2026.1101.0 · productivity
Endorsement Index: HUD multifamily loans is healthy: it completed an MCP handshake in 429 ms and exposes 6 tools.
FHA-insured apartment loans from HUD's active file, plus HUD multifamily program rules and limits.
Endpoint: https://hudmultifamily.loan/mcp (streamable-http)
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| Users (last 30 days) | 0 |
| Handshake | Healthy |
| Auth needed | None |
| Tool count | 6 |
| Latency | 429 ms |
| Last checked (UTC) | 2026-11-02T01:55:24.602Z |
| Checked (UTC) | Status | Latency | Error |
|---|---|---|---|
| 2026-11-02T01:55:24.602Z | Healthy | 429 |
search_loans | Search every FHA-insured apartment loan in HUD's active multifamily file by state, city, program, note rate, years left, servicer or text. Returns HUD's figures (note rate, original amount, amortized balance, maturity, holder, servicer, Section of the Act) with a property page URL. Use it to find as |
get_loan | Look up one loan by its 8-digit HUD project (FHA) number: every field HUD publishes for it, plus years left, the property page URL, HUD physical inspection scores (latest and up to two prior, with release dates and REAC/NSPIRE scoring) and active Section 8 / rental assistance contracts (assisted uni |
program_facts | Current rules for a HUD multifamily program (223f, 221d4, 223a7, 241a, 220, 231, 213): max LTV/LTC and DSCR tiers (ML 2025-03), term, MIP (0.25%/0.25%), prepayment, Davis-Bacon, fees, commercial limits, plus live counts from HUD's file. Each rule has a primary source URL. Omit program for the summar |
statutory_limit | Compute the CY2026 statutory mortgage limit for a unit mix: table amount per bedroom count (elevator or not) times the high cost percentage (270% standard for 2026, up to 315% project by project in High Cost Areas, 405% in Alaska, Hawaii, Guam and USVI). Also reports the ROAD to Housing Act base amo |
size_223f | Estimate maximum 223(f) proceeds as the lowest of: LTV (87% market, 90% affordable or 90%+ assisted), DSCR (1.15x market, 1.11x affordable) with debt service including the 0.25% annual MIP, the CY2026 statutory limit for the unit mix, and the cost-to-refinance or cash-out cap. Returns each test, the |
hud_stats | Totals and medians for FHA-insured apartment loans in HUD's active file: loan count, units, balances, median note rate, the 12-month realized-rate benchmark, and breakdowns by program and state. Pass state or program to narrow it. |