loan.mobilehomepark/mobilehomepark-loan · v1.2026.1101.0 · finance-and-payments
Pad Count: mobile home park loan sizer is healthy: it completed an MCP handshake in 237 ms and exposes 4 tools.
Which loans fit a mobile home park: agency sizer, lot-rent valuation, program rules.
Endpoint: https://mobilehomepark.loan/mcp (streamable-http)
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| Users (last 30 days) | 0 |
| Handshake | Healthy |
| Auth needed | None |
| Tool count | 4 |
| Latency | 237 ms |
| Last checked (UTC) | 2026-11-02T01:55:25.113Z |
| Checked (UTC) | Status | Latency | Error |
|---|---|---|---|
| 2026-11-02T01:55:25.113Z | Healthy | 237 |
size_park_loan | Runs the Pad Count loan sizer on one mobile home park: for Fannie Mae MHC, Freddie Mac MHC, HUD 223(f) MHC and the user's own bank or CMBS terms it returns a verdict (fits, check first, doesn't fit), the loan amount (the smaller of value x max LTV and NOI / (coverage x loan constant)), which limit b |
value_park_on_lot_rent | Runs the Pad Count lot-rent valuation worksheet: from pads, occupancy, lot rent, park-owned homes, other income and expenses it returns collected income, operating expenses, NOI, NOI from lots alone, value at the low, middle and high of a cap rate range the user supplies, value per pad, and the lend |
get_mhc_loan_program_rules | The published rules for financing a mobile home park (manufactured housing community) under Fannie Mae MHC, Freddie Mac Optigo MHC, HUD Section 223(f) MHC and SBA 7(a)/504: max LTV, min DSCR, amortization, minimum size, occupancy, park-owned home caps, borrower eligibility, reserves and mortgage ins |
get_new_manufactured_home_prices | The U.S. Census Bureau Manufactured Housing Survey average sales price of a new manufactured home, by month of shipment: single-section, double-section and all homes for the latest month published and the months before it. A yardstick for what filling a vacant pad with a new park-owned home costs. |