Yacht.Loans: boat loan calculator, sales tax and lender terms

loans.yacht/yacht-loans · v1.2026.1101.1 · finance-and-payments

Yacht.Loans: boat loan calculator, sales tax and lender terms is healthy: it completed an MCP handshake in 300 ms and exposes 4 tools.

Boat and yacht loan payments with balloon, tax and insurance; state boat tax; lender terms.

Endpoint: https://yacht.loans/mcp (streamable-http)

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Facts

Users (last 30 days)0
HandshakeHealthy
Auth neededNone
Tool count4
Latency300 ms
Last checked (UTC)2026-11-02T01:55:25.214Z

Health history

Checked (UTC)StatusLatencyError
2026-11-02T01:55:25.214ZHealthy300

Tools (4)

calculate_boat_loanRuns the yacht.loans boat loan calculator on your numbers: monthly loan payment, payment with insurance, amount financed, balloon left at the end when payments are figured over more years than the term, interest over the term, sales tax (from a state rule on the site or your own rate and cap), cash
get_boat_sales_taxThe boat sales or use tax rule yacht.loans has confirmed for a state from its statute or tax agency: rate, cap, exemptions or special tests (such as California's 12-month test or Florida's $18,000 cap), the citation, source URL and the date it was read. Omit state to list every state covered.
list_boat_lender_termsWhat banks, credit unions, marine lenders and brokers publish on their own boat loan pages, as read by yacht.loans: rate ranges with their dates, loan amounts, longest terms, down payment and boat age or size rules, with each lender's URL. Filter by lender type or name; not offers and not a ranking.
estimate_uscg_documentation_feesAdds up the Coast Guard NVDC fees (46 CFR 67.550) to document a financed recreational boat: Abstract of Title, initial certificate or exchange into your name for 1 to 5 years, bill of sale and preferred mortgage recording by page count, and a certified copy for the lender, plus the full NVDC fee tab