money.tideline/money-tools · v1.1.0 · finance-and-payments
Tideline Money Tools is healthy: it completed an MCP handshake in 1212 ms and exposes 7 tools.
Free money calculators: option expiry risk, debt avalanche, cash runway, subscriptions, invoices.
Endpoint: https://mcp.tideline.money/mcp (streamable-http)
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| Users (last 30 days) | 0 |
| Handshake | Healthy |
| Auth needed | None |
| Tool count | 7 |
| Latency | 1212 ms |
| Last checked (UTC) | 2026-10-16T19:05:36.445Z |
| Checked (UTC) | Status | Latency | Error |
|---|---|---|---|
| 2026-10-16T19:05:36.445Z | Healthy | 1212 | |
| 2026-10-15T12:40:09.388Z | Healthy | 1414 |
debt_avalanche_plan | Debt payoff plan: avalanche order (highest APR first), month-by-month simulation to a debt-free date, interest vs minimums-only, and what one extra $50/mo buys. All math local and deterministic. |
cash_runway | Months of cash runway for a household or freelance practice — hard runway (committed income only) and working runway, against honest burn including paying yourself. |
subscription_audit | Find recurring charges in a transaction list — subscriptions, price-similar repeats — ranked by annual cost. Send 90+ days of (date, amount, description) rows for best results. |
effective_hourly_rate | Freelancers: real $/hr per client — dollars actually collected divided by ALL hours logged (unbilled favors included). Exposes which clients quietly pay half your rate. |
invoice_aging | Invoice aging buckets with the right chase action per invoice (friendly nudge → firm ask → escalation plan) based on how late each one is. |
option_expiry_risk | What happens to an account if a single-leg US equity option finishes in the money at expiration: auto-exercise under the OCC $0.01 rule, the resulting long or short share position, whether a margin, cash, or IRA account can hold it (50% Reg T, $2,000 minimum for shorts, no shorts in cash/IRA), P&L a |
debt_consolidation_check | Should you consolidate credit cards with a personal loan? Compares paying the cards directly (same monthly amount, highest rate first, 0% promo aware) against up to two loan offers, including origination fees, shortfall/extra cash, and early payoff — shows interest+fees by payoff month and the month |